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Property Finance - Residential

Property Finance - Residential (Murabaha)


An investment in a home of your own is probably the single largest commitment you may undertake in your lifetime. So, the choices you make on the type of home, the area, cost of renovations, etc are as important as the Bank you choose to finance it.

Al Baraka Banks' property finance is aimed at making you a homeowner and providing you with financial independence much sooner. We want you to enjoy the benefits of your own home while you're still young. Most home loans mean a long term commitment and years of fluctuating instalments. With Al Baraka Banks' Murabaha property financing you can plan ahead, knowing that your fixed financial commitments will not alter at any time.

The Murabaha or Instalment Sale Mode of financing is used for property transactions. Both parties agree at the outset on the profit mark-up, and the period and terms of repayment which cannot be changed for the duration of the transaction. 

Speak to an Al Baraka Bank financial consultant about your particular needs before you go house hunting. With the Bank's approval you can negotiate as a cash buyer. This financial facility is available for a mutually agreed period, giving you enough time to search for that special home you've always wanted. The transaction is only subject to the Bank's favourable assessment of the property and your financial situation.

All you have to do to secure your financial future is to complete our application form substantiated with your personal and financial information.


Click here to contact us and find out more about investing with Al Baraka Bank.

Click here to download application forms

Page last updated: 2012-10-16 | version: 7

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Albaraka Bank Ltd Reg No 1989/003295/06. Albaraka Bank Ltd subscribe to the Code of Banking Practice of The Banking Association South Africa and, for unresolved disputes, support resolution through the Ombudsman for Banking Services. Albaraka Bank Ltd are an authorised financial services provider. Albaraka Bank Ltd is a registered credit provider in terms of the National Credit Act, 34 of 2005 (NCR Reg No NCRCP14).  An Authorised FSP No.: #4652