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Home Finance

  • Low deposit requirement
  • No monthly admin fees
  • Fixed monthly instalments with an annual review
  • Annual lump sum option available
  • Access to equity on freehold property
  • Flexible term up to 240 months

VehicleFInance

Vehicle Finance

  • Low deposit requirement
  • No monthly admin fees
  • Competitive pricing
  • Annual lump sum option available
  • Option of fixed or variable repayments
  • Up to 72 months

CommercialPropertyFInance

Commercial Property Finance

  • No monthly admin fees
  • Fixed monthly repayments
  • Option to make lump sum payments to reduce
  • finance period
  • Your equity share increases as payments are made
  • Up to 120 months



How do you apply?
Call us today to discuss the Al Baraka Finance product you wish to apply for.

What documentation is required?

  • Proof of income
  • Last 3 months salary confirmation (salaried individuals)
  • Latest annual Financial Statements / Income Tax Return (non-salaried individuals)
  • Last 3 months Bank Statements
  • Signed statement of personal Income and Expenditure
  • Signed statement of personal Assets and Liabilities (in joint name if married in community of property)
  • Bar-coded Identity Document or Smart ID
  • A utility bill, not older than 3 months, for the verification of your residential address

  • Latest original signed Annual Financial Statements
  • Latest Management Accounts / VAT Returns
  • Last 3 months Bank Statements
  • Signed statement of personal Assets and Liabilities for members/shareholders/directors
  • Any other relevant information that may be required in support of application
  • Relevant FICA documentation



Page last updated: 2019-12-10