Terms & Conditions

Eligibility:

  1. The competition is open to all individuals aged 18 years and older that have an account with Al Baraka Bank.

  2. To qualify, you will need to complete at least 1 successful transaction on the Al Baraka Bank Mobile Banking app. 

  3. For new users, you will need to download the app and complete at least 1 successful transaction. 

  4. Transactions include funds transfers, bill payments, view or download your statements

Competition Period:

  • The competition runs from the 1st Ramadaan 2025 to the 25th  Ramadaan 2025.

Entry Details:

  1. Every transaction made through the Albaraka Bank mobile banking app counts as one entry.

  2. Participants can enter as many times as they like. There is no limit to the number of entries per participant.

Prize:

  1. The prize is a voucher for an Umrah trip valued at R60,000.

  2. The prize covers travel and accommodation arrangements but does not include personal expenses.

Winner Selection:

  1. The winner will be selected randomly via a computerized draw.

  2. The draw will take place before EID.

Notification of Winner:

  1. The winner will be contacted via the phone number or email registered with Al Baraka Bank.

  2. If the winner cannot be reached on the date of the draw, the prize will be forfeited, and a new winner will be selected.

General Terms:

  1.  The prize is non-transferable and cannot be exchanged for cash.

  2.  Al Baraka Bank employees, their immediate families, and agents associated with Al Baraka Bank are not eligible to enter.

  3. By entering this competition, participants consent to allow Al Baraka Bank to use their name and likeness for marketing purposes.

  4. The winner is responsible for ensuring they meet the visa and travel requirements for Umrah.

Disclaimers:

  1. Al Baraka Bank reserves the right to amend the terms and conditions or withdraw the competition at any time which shall be published on the Banks social media platforms.

  2. The bank will not be liable for any losses or damages arising from the competition or use of the prize.