Vehicle Finance

Vehicle Finance
Have you found the car that’s right for you? Or maybe you’re ready for an upgrade?
Al Baraka has the finance solution for you. With fixed or flexible payment options we will have you in the driver's seat in no time.
    • Low deposit requirement
    • No monthly admin fees
    • Competitive pricing
    • Option to pay in a lumpsum annually on lease contracts
    • Flexible terms of up to 72 months
    • There are no monthly admin fees.
    • Repayments are flexible and can be variable or fixed, customizable to your preferences.

    You will require the following documentation to apply:

    • Proof of address, not older than 3 months, for the verification of your residential address
    • Bar-coded Identity Document or Smart ID

    Proof of income

    • Last 3 months’ salary confirmation (salaried individuals)
    • Latest annual Financial Statements / Income Tax Return (non-salaried individuals)
    • Last 3 months Bank Statements
    • Signed statement of personal Income and Expenditure
    • Signed statement of personal Assets and Liabilities (in joint name if married in community of property)

    Click here to view all acceptable forms of proof of address required to open an account

    Click here to apply now

    Click here to track my online application.

      • Fixed rate for duration of finance term up to 72 months
      • No monthly admin fees and no penalties for early settlements
      • Vehicle to be purchased from a recognized dealer and not older than 6 years with a 10% deposit
      • Applicable to new or used vehicles
      • Maximum age of vehicle – 6 years
      • Maximum mileage – 120000km

       Note: Private sales are not financed


      • Brand new or demo vehicles
      • Finance term up to 60 months with a 10% deposit
      • Fixed rates for 12 months with annual review and an option of lump sum payments at that time
      • No monthly admin fees and no penalties for early settlements
      • Maximum age of vehicle – 6 months
      • Maximum mileage – 10000 km

      Note: Private sales are not financed

      Click here to view Ijara Terms and Conditions of Agency

      • Brand new or demo vehicles
      • Finance term up to 60 months with a 10% deposit
      • Fixed rate for duration of finance term with no monthly admin fees and no penalties for early settlements
      • Maximum age of vehicle – 6 months
      • Maximum mileage – 10000 km

      Note: Private sales are not financed

       Click here to view Ijara Terms and Conditions of Agency

      VEHICLE CALCULATOR

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